Need a 100% refinance in Las Vegas for $400,000.00

If you refinance a 30 year loan that has been paid on for 10 years does the new loan start over again at 30 years or does it continue from the 10 years already paid? We live in Las Vegas where the marke...

Bankrupt but in Forclosure please explain

my house went on foreclosure and I filed for banruptcy and surrendered my house. The bankruptcy is gone through but then I got a letter from the court which says my foreclosure was dismiss because of no...

Is consolidation a must right now?

I have a home equity loan/second mortgage with a varied rate, I would like to refinance my first mortgage and include the home equity loan in the loan, resulting in 1 mortgae payment with a fixed rate. ...

Should I refinance?

I have 24 years to go on a 30 year mortgage. My interest rate is 4.75. I can refinance at 4.5 with roughly 3500 in closing costs on a 15 year loan. Should I refinace or just start paying down principle....

what is flip?

i am in the process of buying a manufactured house in az. my agent put me in touch with her preferred loan guy, and he said i was ready to roll. that was two weeks ago. no he says he has to send me more...

mortorium

i have been on a mortorium for 2 years now, before i went on one i was told i was at the lowest income now(iwas working then)it was hard for me to pay 655.00 mth. now on SSD (why the moratorium) i was t...

Can we get a loan now?

When I was in college I accumulated a lot of misc credit card debt and when I didnt have a job I was unable to pay all of them and a few ended up in collections for a while. I just recently paid the las...

Can I restructure my loan?

I first originated my home loan with Doral Bank in 2003 then I refinanced several time to lower my interest rate, always with the same Doral Bank. Last time I refinanced was in December 2010. Am I ele...

Is hard money the only way to go???

I am trying to buy a condo in Houston with my boyfriend, but my realtor says there isn't an financing available for this building but hard money. Her in house lender wants to charge me 6 points and that...

What does my employment history need to be to apply for a mortgage?

I just got married, and me and my wife are looking to stop renting and buy our first home. I've been working for a little over 9 months at my current job, but I have been gainfully employed for the last...

Anything I can do besides sell my house?

I've been with this home for 7 years and I am looking to get my payments lowered. Currently I am involved in a 30-year FRM but spend the first 5 years paying the interest because of a program I was in f...

I'm 42, can I get a reverse mortgage?

Great Income poor/fair credit are there any options for me.

My FICO score on all three bureaus is 660. However I'm finding out there is another calculation that the mortgage industry uses. My score on that model is 644, 600, 603. There are two student loan pa...

Low credit scores, but willing to make a large down payment for a new home.

My husband and I don't have the best credit scores (634 and 602 respectively), but we want to get a mortgage for a home valued at 210,000. We can have 70,000 if we sell some investments and gather our c...

With these kind of rates is it better to do 15-year fixed or 30-yearfixe...

Does it make sense to do 15-year to pay it off faster with a lower rate?