Do all banks have to participate in HARP?

Do all banks have to participate in HARP?I have a loan with Flagstar, backed by Freddie Mac, but can't find anything other than hardship modification on their website.My current rate is 6%, investment, ...

1 Year worth of W-2

I am trying to mortgage for a $98,000 house that needs a little work. My income is $41k and I have a credit score of around 650. I have only been at my job for a year. Side note Me and my grandma just ...

Bad credit

I have a 595 credit score, my husband has low 600's. Is there any mortgage purchase money options for us?

Are HARP 2 interest rates the same as if someone is buying a home with a...

Are HARP 2 interest rates the same as if someone is buying a home with a 20% down payment?

Worked overseas for 4 years until Aug 2011

My husband and I worked at a foreign university from 2007-2011. We moved back to the US in August 2011 and are working at local universities now. We do not have US income on our 1040s for the time we wo...

HARP Refi Denied - What's HARP?

We have a rental property we are trying to refi to a lower rate from 9% - yes 9. My wife bought the place before we married and got suckered by WF. Anyway, called WF to refinance with both of us as th...

Do I need to be included in the refinancing loan if our taxes are filled...

My husband purchased a home before we got married and I am not in the loan, if he tries to refinance the home will I have to be added to the loan since our taxes have been filed jointly or can he still ...

half US income, half foreign income how to buy a house in CA ?

hi, I' m a french californian resident. my wife is american, we live in san diego and she works in SD. I still work and earn my money in France so I fill my taxes in france, my wife fills taxes here in...

I need help finding a refi on my jumbo loan in Chicago, IL

Home value $1 million. Mortgage amount $565K. Want to refi into a better loan. If possible want to reduce some credit card debt by rolling it into the mortgage (about $50K). Credit score over 720. T...

Any other programs for non fannie mae/ freddie mac customers to refinance?

A friend of mine is wanting to refinance, but their loan is not freddie mac/fannie mae. Any other options than the harp at this time? They are in good standings with the payments, just want a lower mor...

After refinancing, will my loan still be a freddy mac or fannie mae loan...

I currently have a freddy mac/ fannie mae loan and plan to refinance with the harp program. Will my new loan be a freddie mac / fannie mae loan? Is it important?

what's the range of interest rate from hard money lender?

Mortgage inquiry

is it possible for me to qualify for a mortgage with bad credit and yearly income of 20000.00 if i am only looking to finance 25000.00 house?

Can I buy a house again after 2 years foreclosure?

My home was foreclosed less than 2 years. Now I wan to buy a house with 40% down. Is there any private lender let me borrow 60% loan? with reasonable rate?Thanks

Do you have to wait 2 years after a bankruptcy to get a line of credit

What about having to wait 2 years after a bankruptcy