Non-US citizen purchasing home

I'd like to know that, if I purchase a home as a non-US citizen and take out a US-based mortgage (assuming I qualify), can I add my US-citizen spouse as a co-borrower (assuming it reduces the rate and i...

Looking for 80/15/5 in Northern Virginia

Anyone doing a 80/15/5 these days in Northern Virginia? Looking to only put 5% down on a ~$700k property. Have credit score above 800, great financials, but given interest rates, would prefer to lever u...

FHA for Investment Property

Can you use an FHA loan to buy an investment property? I am a first-time home buyer and am looking to buy an investment property (before my own home, though I am currently looking) using an FHA loan. I...

Where is Mortgage Broker Compensation in Good Faith Estimate?

I'm looking over my good faith estimate, and there is nothing that could be considered the mortgage broker fee. No origination fee, no points, no nothing. Closing costs are paid by seller, and the costs...

Are there 80/15/5 Mortgage out there?

Hello mortgage experts. Does anyone know if there are any 80/15/5 mortgages out there for properties in the 700K to 800K range? We have excellent credit, no debt and can afford the monthly payments wit...

How do I determine who my carrier is

According to this site, the 5/1 arm rate increased from 2.96% (last week...

This is only for 5/1 ARM?

re-submitting a loan

So after 5 weeks of being in escrow I just heard from my LO that the bank declined to fund the loan due to legal issues.I'm supposed to close in 2 weeks and now we have to submit the app to a different ...

cost of 203(k) loan

I'm in the process of buying a home, and it looks as if it won't pass FHA inspection in its current condition. I believe the required repairs can be done within a streamline 203(k) loan.How much higher...

LPMI

What lenders offer Lender paid private mortgage insurance specifically in Louisiana

can you get PMI removed from an FHA loan in less than 5 years

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I am a first time home buyer trying to get a mortage? Any help?

Hello, I am 19 years old. I did one semester at college and came home and I am making about $3,500 Gross a month. I have been on the job for about 8 months. I would like to mortgage a home for under 100...

Two refinances one deal

I own two homes. I want to refinance both. Can/will lenders give me a deal on the cost to refi? I'm going to move forward, but I would like to save some cash. Any ideas or recommendations?

Should I refinance?

Considering a refinance. Currently my interest rate is 5.125%. I was told that I qualify for a drop to 4.25%. It will save me about $100/month. It is going to cost me $2000. Is it worth it? My credit sc...

Getting refund for appraisal when it was late and lock expired

The appraiser came one week before the extension ended and submitted the report on day of expiry i.e. took one week to complete. I was unable to refinance as every bank refused to give further extension...