arm 5/1 rate
I am trying to find mortgage rate online. I tried different condition. What puzzles me is with credit score 710-719 it gives best rate 2.875%. With other credit score but same other condition such as l...
Pro's & Cons of 15 yrs fixed vs 30 yrs fixed?
Assume you can afford both. What are the pro's and cons? What is the mindset on this subject? It looks like nobody wants to go with 15.
When a primary residence ceases to be primary
We have refinanced our property 7 years ago and used it as our primary residence ever since. Now, we are moving but we are not intending to sell, we will rent it out. Do we have to refinance (and get wo...
Need a Mortgage!
Ok so this question is going to hopefully help us to decide whether now or in the future what our options are I currently own my home along with my brother. He is the sole person on the mortgage note. W...
Mortgage on New Construction?
I'm under contract to purchase a newly built home that won't be finished until May. This is being build by a developer. Typically rates are only good for 60 or 90 days, but I'm interested in locking...
Seller paid down payment?
My wife and I are currently in the beginning stages of the home buying process, we are now searching for mortgages to see how much we qualify for. We have little available for down payment so a mortgage...
Really want to buy
I need some help. I have put in an offer on a multiple offer property 15 Apr 11. The realtor called me and with no optisium in his voice basically told me that I wouldn't get the property because it w...
Refinancing two inherited homes
Hello we have inherited two homes from a family member. Each has a small mortgage. We also have a home with a mortgage. One of the properties is currently a rental that pays for itself the other we plan...
Should I refinance?
I have 7 years left on a 15 year mortgage. I owe $90,000 on the loan and my home is valued at $450,000. My rate is 5.0 % I'm looking to refinace a higher $ amount because we need many repairs to our ho...
Getting a mortgage on a flipped property
I am interested in purchasing a triplex (30k annualy in rent) that is currently priced at 350k, but the seller bought it in November for 280k (looks like they went under contract in August so im guessin...
Selling property for more than purchase price - problem getting a loan
I purchased my property in November 2010 for 280 and since then have put in a significant amount of work into the place. I was planning on putting it on the market for considerably higher than i purcha...
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