I want FHA203K in rural Oklahoma, can any lender qualify if already 203K...
Purchasing a 4 plex, two seperate structures (so, two Duplexes side by side). My residence will be one of the units. FICO is 687 and I have steady income that more than meets the Note on a 104K sale. Un...
Refinancing investment properties
My relative has a few investment properties they own out right. They wanted to do cash-out refinance to invest in more properties but the bank told them they can't refinance investment properties at thi...
Mortgage for two-family home which buyer wants to occupy as a single fam...
If home is legally a two-family, but the buyer wants to convert to a single family home, what guidelines will the underwriter follow? Those relating to two-family homes or single family homes. the home...
Should I lock my rate?
I am buying a pre-sale which will be completed by the end of September (closing) which is about 60 days away.With all the debt ceiling drama the rates are surely going up in the next week or so. Should ...
How to refinance a new Fannie Mae - Freddy Mac backed loan?
We have a first and second mortgage with one loan at 6.25% and one at 8%. Great credit scores and no late payments. We've been in the house for 5 years and it's basically worth the money we paid for i...
HOA dues in my complex
I went to an open house in my condo complex. I over heard the Realtor telling the potential buyer that the hoa dues for our complex is $198. I pay $236. Why would my dues be more? I thought all resident...
Need more info on ING direct mortgages
I was wondering if anyone had any experience with ING easy mortgage. Their rates are so low and the promise of low closing costs is really appealing, but i don't like the idea of not going with a lende...
Find the way after a short-sale
Just a little background, I performed a short sale on my condo in May of 2009 in Brockton, Ma not because I couldn't pay for it but because of lack of responsibility of the Association and the fact that...
How much will I be able to lend?
I want to buy a condo . My income level is 75k. I have a car loan in the amount of $350, college loan payment of $120 and a fico score of 623. I have about 15k saved. What are my options?
Refinance primary residence defintion
Trying to reifnance. Moved from NYC to DC for a new job but have an apartment in NYC that i am trying to refinance the bank is forcing me to list this as investor because it is rented out. I am don't ow...
Need to sign over the deed & mortgage
I have own house with my brother, and we are both on the deeds and the mortgage. My brother is buying a house and looking to move out soon. So I was just wondering, how much would it roughly cost to si...
What is the minmum score for a good refinance rate?
What is considered Good credit and what is considered excellent credit? I have 637 FICO.
Refinancing invesment properties?
My relative has a few investment properties they own out right. They wanted to do cash-out refinance to invest in more properties but the bank told them they can't refinance investment properties at thi...
Are there any options out there that require less down?
As the market is falling all around us, and we have to lower the price of our home to try to sell it, that means that the cash that we get to put towards a new home is going to be less. What options are...
do you charge the borrower fees for services? I assume you are paid from...
Does you co.or do your lenders require that the borrower participate in classes or training ? How about removing neg. items from creditreports ?Any fees that are attributable to the borrower ? Any u...
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