Property Price 570000, Loan Amount 541500. At 5 % Downpayment FHA based,...

What is Lender Credit? How does it help? What are disadvantages?

Can I get a mortgage if I am a Pre-Diem Nurse? I have been Pre-Diem for...

Should I do a cash-out refinance for home improvement?

My home could use a few upgrades, but is it worth it?

will refinancing reduce my total financing cost?

I am being told to refinance, but will it really reduce my cost in the long run?

Can I refinance again after 3 months?

I just refinanced about three months ago. Rates have dropped considerably. Is there any reason why I can't refinance again now? Should I considering doing so on both of my mortgages? Please advise.

Hi, I have an ok job and I've been thinking about buying a house. I have...

I've been renting in the same place for 3 years, I've filled my taxes for the last 5 years and I've been working tha same place for 7 years. Thanks

I'm a US citizen living abroad and I would like to refinance my US mortg...

I'm a US citizen living abroad and I would like to refinance my US mortgage, but every time I try it seems that it's never worth my while, even though my current rate is 5.875% and I'm seeing current ra...

What does "re-amortizing" a loan mean?

The term without the "re" is already confusing enough. Please explain.

Using my title as collateral for new loan

I have a clean title of my condo (paid off mortgage loan). Now I would like to take up a loan using my title to help my parents buy their own condo. What kind of loan can I get using my title as collate...

Should I Pay Points?

Is it better to buy points to reduce my interest rate? I'll do it, but it is an expensive mistake to make.

I hear about these different ratios when qualifying for a mortgage.

Can someone explain what front and back ratios are?

What might delay approval of my loan?

I want to place a bid on a new place, but would don't want to get delayed in escrow due to any unforeseeable loan hang ups. What typically delays the approval of a loan?

Can I sell my house to my wife for $1 and refinance?

I am 57 years old, and recently married. Both my wife and I own homes. In the next few months, she is going to sell her home. I currently have a 30-year mortgage at 5.75 percent. My credit rating is ave...

Can I sell my house to my wife for $1 and refinance?

I am 57 years old, and recently married. Both my wife and I own homes. In the next few months, she is going to sell her home. I currently have a 30-year mortgage at 5.75 percent. My credit rating is ave...