What is considered a "good" credit score? True Credit says my score of 7...
I always thought a score over 700 was really good but now My credit monitoring service says my score of 730 gets a grade C with my creditworthiness being fair to poor. So what is a good score these days...
10% down, conventional, no PMI, should I do it?
I am considering locking in a rate of 4.58% for a 30 year loan on 340,000. NO PMI but instead I pay about 5k to a PMI company at time of closing to avoid it. The 5k can be financed in the loan. My me...
What is the best mortgage rate for a 10 year 45% down?
I live in PA and have excellent credit w/ gross income over $180k a year. I also have about 45% down. I want to finance $200-400k. What is the best rate for a purchase. I want to set it up for 10yrs...
Score 623, Husband 720, curious about Loan?
Together we make 84,000 a year, I am wondering if you have an idea of what he could possible qualify on his own if I did not put my name on the loan. He alone makes 32,000. We tried applying in January ...
Getting a mortgage?
My fiance and I are in the process of buying our first home. Our credit is excellent, our debt is low, and together we make enough to purchase a home. However, our mortgage officer told us we might run ...
Should I refinance into a 7 year ARM?
I am contemplating refinancing from a 30 year fixed loan at 5% to a 7 year ARM at 3.75%. I owe approx $189K, have a current payment of $1055 per month and the house appraised two months ago for $270k. ...
im a first time home buyer should i go to my bank to try and get pre app...
and why is one or the other better?
Debt To Income Ratio Calculation Investment Property
Hi, I understand how Debt to Income ratios are calculated normally, but what is factored in when considering an investment property that you own? I've read that you take 75% of the gross rent (as stated...
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