which credit repair company would you choose if you were in need?

best options for less than perfect credit

Closing cost payments before closing date?

I live in Atlanta and I want to buy a new home to take advantage of the current housing market. I was approved by my bank and charged $50 for a credit report which was credited towards my application fe...

Proof of income for self employed

I’ve been having problems with paying my mortgage lately since my business has taken a hit due to the pandemic. My bank called and they told me they were willing to forgive my mortgage payments which ...

20% dp for multi unit homes?

My business partners and I are looking at some investment properties in the DC area. We plan to buy a 4 unit residential apartment to rent out. We’d like to know what the current down payment requirem...

Moving from QL to the U.S.

Hi everyone, I am moving from Goldcoast, Queensland to Michigan by next year. I have a working contract with my company that will last for 3 years. I need a car, credit cards and rent an apartment. My c...

My son wants to buy a studio unit near his workplace

It’s been decades since we’ve bought our current home in Texas and I want to know how long you should be employed before you can apply for a loan? My youngest son will be graduating from law school ...

High DTI applying for a loan

I am moving out of my parent’s house and I plan on buying my first home. I live in Maricopa County in Phoenix and I make $50k a year with a credit score of 714. I have a good credit report and I want ...

what types of infograpic is that

FHA loan for duplex

I live in New York and there’s a duplex available that’s near my office that’s up for sale. I plan to live in one half and rent the other to have additional income. Is an FHA loan the best option ...

How much down for FHA loan?

I live in Queens County NYC and I’m looking at an FHA loan to buy a single-family home that fits my budget. My preferred price range is between $275k to $300k. My Fico is 732 with an income of $102k. ...

Mortgage application with old bankruptcy

I have an old bankruptcy on my credit report and it’s nearing the 10th year since discharge back in 2012. Will this fall off my credit report automatically? My current credit score is between 720 and ...

Do I need a lawyer before I sign?

I live in Massachusetts and I just applied for a loan and have gotten approval and a final offer from an equity sharing loan company. The closing date is not definite and they become irritated when I st...

Mortgage approval with fluctuating income

I know nothing about mortgages so I’m asking this. I moved from California to DC and while the properties here are a bit more affordable I don’t see myself retiring in Washington. I went on a trip t...

Can a lender keep overpayments?

I am preparing for a refinance but an issue came up which led me to review the documents from my last refinance 2 years ago. My original lender gave a payoff quote good at a point in time over 2 weeks i...