When will we qualify for a VA or FHA loan? 550 credit score this june, m...

I make 45,000 a year and have a 550 credit score as of June of this year, and have been on track since then (no late payments or anything derogatory) when will I realistically qualify for a VA loan or a...

If someone makes $96,000 a year and has a credit score of 700, what kind...

Would it be better to work more on the credit score or have a more significant down payment or what?

First time buyer, should I buy a house or condo in the LA Area?

700 credit score. No more than 3k in debt. Have about 4k saved up. 45,000 a year on a salary, so take home is a little over 3k a month. 21 years old. Looking to buy a house or condo for my wife and I. N...

Can and should I refinance after only being in my home for 2 yr?

I purchased my home in 2009 and pay $1200 a month in mortgage. i keep seeing interest rates drop and people buying homes for the same price i did but paying much less in mortgage. Should i refinance alr...

How much equity is needed for a reverse mortgage?

I am looking into getting a reverse mortgage for my father. He lives in the Miami, Florida area. About a 2 years ago he refied and I want to know whether or not he will be qualified because of the last ...

hi, what is the minimum fico score required in order to qualify for a mo...

Buying first home with VA loan and average credit score?

My Husband and i live in WA and are trying to buy our first house, but ofcourse we are very confused about the whole progress. He was in the NAVY for 5years and now has a VA loan, he is the only one tha...

Do you all think the rates have actully hit their bottom and it is upwar...

Should I lock, or still wait it out?

Co-Borrower on Mortgage?

Let me try this again, for clarity- Does anyone have experience with co-borrowers on a mortgage? I do not need help getting approved, but my parents' credit is near-perfect and I am hoping to get a b...

Can I use VA loan to buy a foreclosure house that needs roof replaced?

I saw a house with lots of potentials. But it's a bank-owned property and the roof needs to be replaced before occupying. Being a first-time home buyer and I'm going to use my VA loan. Well, what kind o...

Mortgage rate?

My credit score is between 660 and 687. I need to refinace my current rate 7.35 adjustable mortgage. What kind of rate will I get.my current lender says I only qualify for a 8.75 rate because I had a ba...

Buying an Investor Flip

My husband and I have submitted an offer on a house and it was accepted on Friday evening. So we are on day 2 of our 30 day close period. The house we are purchasing is an investor flip in the Montros...

If I take a 401K loan for buying home will it affect the bank loan?

If I want to take a loan from my 401K to increase my downpayment to buy a home, does it affect my loan amount? In other words, do they take into account the monthly amount I have to pay for the 401K loa...

I have a commercial loan on an apartment building. What is a better deal...

current terms are 10 year Amortization with a 5 yr balloon with an interest rate at 8.125% (approx 500,000)

home missing all appliances, what does FHA require in order to close?

The REO I'm in contract now has no appliances, stove, dishwasher, oven, microwave, a/c...in order to close the escrow, what will my lender require prior to closing? we have FHA