Home refinance rates for a $300,000 home

I currently have a LTV of 75%, rate at 5% and credit ranging around 745ish. If my debt to income ratio is roughly 30-35% with an income of 90k, could I get a lower rate or am I at a rate thats as good a...

Is short sale the only way for me to move into another home quickly?

I found a home I want to move into, but I'm currently in one with 20 years still left on the mortgage, we're at about 50% LTV but I think we'll only have around 3-4 months tops to get this new home. The...

Where can I get a VA loan for the Fort Worth area?

I've tried Google searches, but I don't see anyone that isn't some huge national corporation, really looking for a broker that works with many lenders. Just got my HD from the army, looking to buy a hom...

Can I get a better rate if I refinance my home now?

My stats are as follows: FICO scores of 724, 758, and 763; Current loan LTV of 67-68%, home value of 345k, currently at a 5.25% rate; DTI of roughly 35-40%. What can I expect rate wise for a home refina...

Middle FICO credit 759, looking get a home mortgage in Seattle

My credit is not too great, middle score of 759, my wife and I make an annual income of roughly $120,000. We have one car on lease, a car fully owned, besides that just electrical, phone, tv, internet, ...

How long after a foreclosure can I apply for a new home mortgage?

I'm currently about 2 years out of a foreclosure, my credit is on the way to recovery but I feel like an optimal situation for credit would be about 1-2 years down the road, currently at 605 FICO score....

Can owning a boat or a business be considered collateral in the absence ...

My credit is not that great, like 635, but I do own a business with a gross income of 600k a year and I do own a boat that isn't nearly worth what I paid for, roughly 50k but maybe only worth 20k if res...

Can recent unemployment affect me getting a mortgage?

I have been employed 14 of the last 15 years, however, at the end of 2010 I was unemployed until March of '11. My credit has remained consistent and I was receiving severance pay during this time. Will ...

Home Purchase in Colorado Springs, what are some possible rates?

I have a home in mind, worth roughly 410k, with a 82k down payment (20%). My wife and I make roughly 160k a year, we have two car payments (500 and 750 respectively) and a lease on our condo, roughly 3,...

Should I lock in my rate for a mortgage before the end of the year?

I've heard that mortgage rates are cheaper at the end of the year, is this true? Because I currently am refinancing and I just want to make sure that my rate (which was quoted at 4.5% for a 80% LTV towa...

Middle FICO score of 702, wondering what rates I can refinance my home to

I currently have a 6.625% rate on a 325k home, with about 65% of the LTV left on the balance. With my credit, and a DTI of around 30% (make a combined household income of around 110k), what kind of rate...

Mortgage options?

HiI'm looking at a 600k ish house with 10% down in the north shore of Chicago. Is this possible? What options do I have?Thanks!

Mortgage after short sale???

Hello, In November 2010 I was forced into a short sale complements of a very nasty divorce. Thanks to some very expensive LawyersI wasn't able to make my payment for several months prior to the short sa...

I recently did a HARP refi on my primary residence. I have a second hom...

I recently did a HARP refi on my primary residence. I have a second home (condo), does HARP allow a refi on another property?

what mortgage options are available for first time home buyers. and is t...