Refi to lower rate?

I have 15 years left on a 5.2% fixed rate 30-year VA loan. Should I refinance to a 15 year loan at a lower interest rate, or stay where I am and pay a little more per month to accelerate pay off?Thanks,...

How can I avoid paying PMI on my new home loan?

I know there are a couple options to not pay PMI for insurance, such as 20% down on the loan, but are there any other special programs I can take advantage of? This will be my first home, so any way to ...

Can I refinance into a lower rate with bad credit?

I want to refinance my 305,000 home to a lower rate, the LTV is around 70%, but my credit has dropped down to 670-705 credit score with some extra debt. It was around 740 when I got my home originally, ...

Will I qualify for the new HARP program?

I have a home owned by Freddie Mac, but I've had a late payment about 5 months ago, which I think is an issue. My credit has remained okay, around 680 FICO and my LTV is still around 125%. If I keep my ...

Where can I get the cheapest rate for a new home mortgage?

I have a home in mind, $220,000ish in mind. I have about 20-25k flexible down payment available with some savings after that. I've had no debt, still using the same car my parents gave me in high school...

FICO credit score of 742, what are my options on refinancing a home?

I'm currently about 5 years into a 30-year FRM at 6.25%, paying roughly $1,700 on an original loan amount of 240k on a 285k house, now worth 265k. I believe my LTV is now roughly 70-80%, not quite sure ...

Can an RM be taken on property with no dwelling?

I have property in Montana. Can a Reverse Mortgage be taken on the property, even if there is no dwelling on it?

Currently looking to refinance a home, where do I begin?

I don't have my documents but some rough estimates are the home has 120k left on the loan, the home appraised for 185 in August. I have FICO credit scores of 712 743 and 752 and I'm currently paying .5%...

I have a middle FICO credit score of 671, what are some rates I can get ...

The home in question is valued at 260k. Currently I have a savings of 50k and a couple lines of credit (2 cards and a car payment). I make around 65-70k a year, of which around 1.4-1.5k a month is towar...

I really owe $48,000 on my mortgage but was unable to type that in. I w...

Can someone please tell me when the new harp2.0 law will go into effect?

Also, will that allow us to refinance if we are upside down on our equity? Any reponse is much appreciated since I see very good mortgage people on this site

Merge two home loans

We have two home loans. Bought the home during peek time (2006) for 388,500. Mortgage one ~300,000. Mortgage two ~50,000. Paid 5% down. Paying both on time never defaulted and have very good credit. T...

Between FHA and VA mortgages, are VA always cheaper?

I'm a veteran of the Air Force and I'm looking at my first home. Valued around 325k, I got a savings of 75k and impeccable credit (835, used three credit cards, one for gas, one for bills, one for food ...

Can I get a no cost refinance?

I have a home at 5.625% with an LTV of around 75%, home's worth 225k. If I got a refinance and plan to move within a couple of years, should I get a no cost refinance? Credit's the same as when I got th...

Can I refinance my home loan for a better rate?

Currently I have a home at a 4.75% rate, credit score of 780 and no bad mortgage payments. Would I be able to refinance to a cheaper rate without buying points, or would I just be spending roughly the s...