Cash vs Mortgage?

I'm relocating due to work and trying to decide if it's better to pay cash or get a mortgage? I just don't know if I would have enough interest and other deductions to overcome the standard deduction o...

the best lender in dc area

i got approved for town home, my offer accepted by the bank.I'm looking for good lender in dc area. this first time to buy home , my credit score excellent over 750.a_hallah@yahoo.com

my credit score is 507 what are my chances of getting a home loan?

Any advice for VA loan?

I have relocated to Seattle from Texas for work. I have been employed in my field for over 15 years. My house in TX has not sold.I am a veteran with a service connected diisability. I have my COEI am ...

Credit Score: 765, Debt-to-Income: 35% --> worth lowering by 3%?

With a Credit Score of 765 (came from Experian) and a Debt-to-Income ratio of 35% (came from TransUnion), I'm wondering if it's worth paying off the credit cards ($6,000) before trying to get a home loa...

My dad is 60 years old, he wants to retire in 2 years at age 62. He boug...

Reserves vs. credit scores for jumbo mortgage

A question for the experts out there: when applying for a jumbo mortgage, does having lots of reserves compensate for a mediocre credit score? My credit score is in the 760s, but my fiancee's score is ...

95% conventional loan with mid FICO 674

Loan question: Refinance existing property or get a loan on subject prop...

Hi,I own my residence outright and am interested in buying a second home. Would it be better to refinance my primary residence and use the money to purchase the second home. ( is this easier to obtain?...

Hi I am looking to purchase my first 5+ unit property - the price would ...

Reverse Mortgage or Refi?

Hello, I am developing my retirement plan (too bad it is still years away), and I thought I would ask people's opinion on reverse mortgages vs refinancing and pulling out cash. Surprisingly, I haven't...

I am a FHA borrower (1st time homebuyer), but lost my job.What are my op...

I am a 1st time homebuyer. A year ago a bought a house through a FHA loan. Four months ago, I lost my job (still unemployed). What are my options (returning the house to the lender, selling the house, e...

first time home buyer, is a broker easier than dealing with a lender?

i have a good credit score, like over 650. but i'm really new to the whole home and real estate thing. why is a broker better than just talking to a lender? what will they do for me?

588 FICO, which FHA??

Hello all.. with my current credit situation, i can only be approved for an FHA loan, however i am able to provide 20% down on the property i wish to purchase. obviously, id like to go conventional to a...

Bank has offered without solicitation to modify my homeloan which is no...