Wish to transfer home into my Son's name

My son is willing to buy one of my homes, it has a mortgage on it still however. His credit is not too good, so I was wondering what would be the best way to get him transferred onto the loan. Should I ...

Home equity for remodel/credit debt

We wanted to begin work on a guest house for the summer and right now we probably have about 100k worth of equity available on the house. I believe it will cost us somewhere between 50-60k for this gues...

VA Mortgage, can we include the costs for building a stable?

I have a husband that has a horse for PTSD therapy through the VA and we're now looking to move into a new home and wish to build a stable on our land. Can a VA Home Loan cover this as well, or would th...

Difference between FHA and HomePath?

If I'm a first time homebuyer, whats the difference between a HomePath and an FHA mortgage? I've heard about both but only know specifics on the FHA. The home in question is 215k.

What can I do to get the best mortgage for a rental?

If I plan to buy a home on the intent of renting it out, would I need better credit than if I were to live in the home myself? Are there ways to show the planned renter's financial history in order to g...

Wife has poor credit, should I not include her on mortgage?

My wife and I are seeking to get a loan for a new house, however her credit is pretty atrocious (580). Should I just take full liability against the mortgage even if we both work? She does make a good a...

800 Credit Rating - and can't buy a condo in Las Vegas?

I'm 64 - retired with SS disability and have lived in Las Vegas for 34 years. I want to buy a condo for about $70,000. I've been pre-approved for FHA by BOA and have been pre-approved for a Fannie Mae...

Commercial Mortgage with high income/debt ratio

I'm trying to buy a store that is already running business. the owner wants 170k for the land and the business. I have about 45% to put as a down payment. But the problem is I recently bought a multi fa...

Since, you have credit scores from the three major credit reporting agen...

What is a HELOC?

How does a HELOC work? I inherited a home and have heard this term tossed around a lot when I ask about trying to get money out of the house. The house is paid in full and I just wanted to see what exac...

Can I get cash out on a refinance to help with credit card debt?

I have decent credit (730), and I'm currently in the process to refinance a mortgage to a lower rate. Now I don't remember if my lender touched on this or I heard it elsewhere, but can I ask for money o...

Unaffordable mortgage payments, need help

I cannot afford my monthly payments anymore, I have a 300,000 mortgage with 280,000 left on it. The house was worth 350k when I bought it, now worth 245k. I know I can't refinance because of LTV limits,...

Should I refinance into a 15 year or 30 year?

My current home mortgage is a 30 year FRM at 5.5%, I've paid off close to 40% of the loan (was 400k, now 240k), and I was wondering if I should refinance into a 15 year to pay off the loan faster, or ke...

I'm looking to get qualified for a stated income loan in Nevada (using o...

Our household income is over $170,000 annually, but the mortgage would be in my name only.

When can I take advantage of the new government refinance program?

I've been wondering about the new government program that I read about, specifically CoreLogic. When does this no limit refinance program begin and which brokers can offer it?