What kind of credit do I need to get a mortgage?

Hi all, recently just got the job of my dreams after being a bartender for a decade and my 6 year old and I want to move out of our apartment and into a home. Seeing as I'm a single mother and I'm getti...

i need a home equity a second chance loan after chap. 7 bankrupty how l...

Reverse mortgage

I have a mother who is living in a home by herself, my father just passed this year. Now the home has been paid in full and my mother's structured income and retirement plan has been helping her so far,...

FHA Refi of Mortgage under a Loan Mod, Wells Fargo

How long should it take for a Net Tangible Benefit to borrower to be approved for the Refi of a mortgage that is currently under a Loan Mod? The issue they were having was the Loan Mod itself, saving at...

Straight out of college looking for a home.

So I finished college this June, I got a great job making 60k a year plus commission, and I'm looking for a new home. I really don't know where to begin. I know credit will be a factor, but all I've had...

Can my wife's bad credit hurt our mortgage rates?

My wife's credit is not the best, and we're looking to get our first home together after renting an apartment for years. Does she have to be on the mortgage, and if so will that affect our rates? My cre...

Can I use the equity from my first home to get a better mortgage on anot...

If I own a home full and out and I am buying another home as an investment/summer home, can I use the equity in my old home to get a better rate on my mortgage? I have okay credit in the low 700s and ha...

reverse mortgage

We are looking to purchase a minimum of 25 leads or more for reverse mortage clients that are homeowners over 62, have at least 50% equity in their home and are 30 days plus late on their current mortga...

Should I refinance if I'm thinking about moving soon?

I have a home valued at 215,000 and currently 8 years into a 30 year FRM at 6.5%. Right now I do not know whether I'm going to move out to another house or refinance this one, but regardless the payment...

Do I qualify for the new HARP program?

I have a Freddie mortgage that was eligible for HARP with everything except the LTV, which is around 145%. I haven't been late on a payment in three years and I just read in the paper about the changes....

Our Question is VA loans and termite inspection/treatment!

We don't understand the termite inspection/treatment rules. Please explain. We were told that VA would not let us pay for treatment or inspection out of our own pocket if we chose a house that needed it...

Is it possible for me to get a mortgage?

I have a credit score of 675, annual income of 85k, and currently have $1100 a month in debt payments (student loan, car payment, credit card). I haven't owned a home since 2002, but I found one around ...

Underwater mortgage, need advice

My mortgage is currently over 300k, and my monthly payment is 3200. The value of this house has gone from 475,000 to 180,000. Should I walk away from this loan, because I cannot afford this or refinance...

Refinancing without PMI

My house recently appraised for 240,000, have a 5.5% FRM 30-year with 196,000 remaining, I am paying PMI. I wish to refinance to a lower payment without the huge 5-6k closing costs I've heard off. I'm o...

Combining 1st and 2nd mortgage for HARP refinance?

Our first mortgage is an ARM with a low interest rate. Our second has a 14+% interest rate, combined both loans are less than 125%. We wanted to combine what we owe on both loans into a 30 year FRM and ...