Can I buy the house I lease??

I have called several lenders and they are telling me there have been chages since my landlord wrote me a lease purchase agreement. They say I can't count the monthly payments since it was not in escrow...

What are the big changes to HARP?

I am hearing and reading everywhere that there were changes, but my lender says I still don't qualify. I own a condo in Irvine. I have paid on time for 2 years since I purchased. My credit is 711. My Bk...

My lender is pulling my credit again is that normal?

I am in the process of purchasing a home and the loan officer says she needs to pull my credit again agin since it has been over 3 months. Yet when I contacted other lenders they said it should be good ...

I am presently out of chapter 7 bankruptcy but I need to purchase a home...

what banks are available

Asked to pay points with good credit, is this right?

I was quoted by a lender at a rate higher than the current interest rates and then told me I could pay points to lower the rate. I don't know why this is, I'm putting 12ish% on the house and my credit ...

FHA w/ 608 credit score...anyone doing these?

Hello,Due to irresponsibility when I was younger, my credit is pretty bad. I've been working to fix it for the last two years and as of now, I have ZERO past due debt (all accounts show 0 balances), a c...

FHA w/ 608 credit score...anyone doing these?

Hello,Due to irresponsibility when I was younger, my credit is pretty bad. I've been working to fix it for the last two years and as of now, I have ZERO past due debt (all accounts show 0 balances), a c...

Just did a Short Sale, question about new mortgage

Just a little background, I performed a short sale on my condo in May of 2009 in Brockton, Ma not because I couldn't pay for it but because of lack of responsibility of the Association and the fact that...

New Mortgage and wife's income question

When our kid was born my wife took a leave of absence from her job. She plans to go back to work part time in May but that is right around the time when we would like to buy our first home. When we g...

can we get approved for a first time home buyers program loan with a 550...

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Hotel in Lansing needs financing

We just purchased a Hotel in Lansing for USD 475,000 for 146 rooms, its valuation is at 2 million closing is 30 days from now, we are looking to get financing at 60-70% for 1 year, please email me if yo...

If I lose my job, will I lose my house?

I prequalified for a home with 20% down and have good employment records currently. Now if I get the loan and then lose my job, which might be a possibility, would I lose the home? I have enough saved u...

VA hybrid mortgage question

I currently have a fixed rate mortgage at 4.875% and I heard about the VA Hybrid loan, which I believe is an ARM loan. I would be locked in at 3.0% for three years then after three years is goes to 2+ m...

second home

When can I get another mortgage?

I filed Chapter 7 bankruptcy in 2009 it was discharged in November 09, In the bankruptcy I surrendered my home and moved out. It now is October 2011 and the bank just foreclosed. At this point I have 67...