I have a credit score of 600 which should increase to at least 620 soon ...

have a credit score of 600 which should increase to at least 620 soon because of a bigger credit line recently opened and the fact my debt to credit ratio was just brought down to 5%. I want to buy a ho...

Buying a home with $18,000 in the bank

I'm looking for a home right now in the Des Plaines area, and i have $18,000 in the bank saved for down payment. how hard would it be to get prequalified with this much in reserve?

83% LTV refinance

I currently have a mortgage with 83% LTV on my home and I need to refinance before the home value falls any lower. Any ideas of how to do this? Is this LTV too high?

Looking for a 10 Yr Fixed rate

Cash out on two properties in Spokane

I own two adjoining properties in Spokane. I inherited both of them. If I want to do a cash out refinance on both properties, how do I do it? Will I have to refinance each property separately?

What kind of rates are available on adjustable mortgages in Colorado?

Buying a home in Denver soon. What kind of rates are available on ARM mortgages in Colorado? Are they still lower than fixed rates? Trying to save as much money as possible out of the gate.

How to tell whether interest rates will keep going down? Should I keep ...

Is there any way to tell whether interest rates will keep going down? Should I keep waiting to refinance, or not?

Now that Green Bay has won will the rate goup or down?

Mortgage approval amount and almost paid off car payment

We are thinking about buying a new home. I have 6 months left on my carpayment (they are high, we financed short term with no interest). At what point will this not count towards my monthly expenses a...

what credit score do you need to get a homeloan

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Can I get a different realtor to sell my house?

House has been on the market since May 2010 and we resigned with her in Nov. She is not doing anything that we can see short of having an occasional unadvertised open house? Can I sign a different rea...

What type of loan to value amount is good for a mortgage in TN?

I'm going to buy a house soon, and I would like to know how much I can borrow, what percentage of the home price I need to make for the down payment. I don't think I can pay 20% and still get the size ...

What's the lowest closing cost amount that's common?

I'm going to refinance but I don't have much cash in the bank. Is this going to be problem? What's the lowest closing cost amount I can pay? Thanks.

I'm closing on a home March 11th. Will rates drop from 4.875 before then?

The rate went up to 4.875 today from 4.75...will I have the opportunity to get the 4.75 again before I close or are the rates going to keep rising?

I want to take out a refinance against my home, is cash out refinancing ...

I have equity in my home and an interest rate of 5.5%. I want to do a refinance to a rate of at least 4.7%, if I can, and I want to take cash out for the full equity amount. Is this still possible?