When is the best time to lock ?

When the rates are going down or up? Is it similar to wall street that you buy on the way down and sell on the way up?

do husband and wife both have to be on the mortgage?

do both a husband and wife have to be on the mortgage? what are the rules about this? we're going to purchase a home and have the money for the down payment, but it is in my husband's bank account and...

Refinance help needed in Orange, CA

Property appraising for 770K.. I have a first 490K and second at 90K. Both are with BofA. I want a 5-1 ARM interest only so my payments are the least possible for the next 5 years. Someone told me be...

cash out refinance on inherited property

I inherited property at the end of last year and want to refinance it for cash, but lenders have told me I have to wait 12 months. Is this true? Is there any lender who can do a refinance before then?

good credit and debt to income, but rejected because i can't verify bank...

i have good credit and 16% debt to income and i have money in the bank for a down payment, but i was rejected for a mortgage because i can't verify my deposits for the past two months. What do i need to...

Jumbo loan in Idaho

What are the limits on a jumbo loan in Idaho? The home I'm buying is on a lot of land. I don't think I can take out a conventional loan for this.

what is the policy of the first home buyer in Nashville, TN

We are going to purchase a single family house. Want ot know the policy of first home buyer and the best rate for loan?

what documents and paperwork do I need to apply for a mortgage?

I have been self employed and I don't have W2 forms, what do I need to turn in when I apply for a mortgage?

Refinance with 76% LTV, can this be done?

I am planning to refinance before rates get any higher, I have a 76% LTV. Is this a good level?

Is 15 year fixed payments usually bigger than 30 year fixed?

If so by how much percentage per month? Overall is 15 year fixed better?

Homes still a good investment?

It seems like lots of economists are saying you shouldn't buy a home because it's cheaper to rent and houses are just losing value. Do you think houses are still a good investment? My wife and I were ...

Is a reverse mortgage safe?

I read some of the articles on this site and on a different site and it sounds like reverse mortgages don't require seniors to sell their homes, but I feel like it can't be as simple as it seems. I've ...

I funded my account with $250 on Wednesday. My balance shows $0???

I funded my account with $250 on Wednesday. My balance shows $0???

will you offer morgage or refinance morgage for foreigners such as UK an...

FHA loans for people with low credit scores

I have been looking over your website and have found several articles on FHA loans for people with low credit scores or improving scores. Here is our current situation. We have found the perfect house f...