Refinance offer from my bank

My wife and I own a townhouse that we rent out that was bought way back in 2010. The loan was 30 years with a fixed rate of 5.375%. A bank offered a refinance at a fixed 2.56% with no closing costs. Sho...

Is it time to refinance?

With mortgage rates at an all-time low, I am thinking about refinancing my loan. Although rates have gone up slightly in the past few weeks, they are still pretty low compared to pre-pandemic rates. I b...

Refinance for Retirement Home

I have a current mortgage with a lender that we’d like to refinance. We plan to move out from the home and retire near the beach. There is an amazing property up for sale and I would like to grab the ...

Do I Qualify for a USDA loan?

A first-time homebuyer with a new home project in the Austin area. The purchase price of the home is $200k and I can afford to put a down of 10%. I want to apply for a USDA loan since the land is in a r...

Pay in Cash or Apply for a Mortgage?

I saw this new real estate development in my old neighborhood in Kansas and I fell in love with the available houses. The prices are pretty good and they are offering a good deal for $150k. I am torn be...

Can I get approval for a loan?

My wife and I want to move from our current home into a new home we just saw in an ad then sell our old house. The new property is everything we have dreamed of and we can’t let this chance pass. What...

Mortgage approval without W2

I applied for a refinance with my local lender but my application got flagged because I only have income from abroad. I don’t get a W2 since I work for an employer outside the U.S. A global bank offer...

credit repair to qualify for loans?

mortgage license

how can i get my mortgage license since I k-ya!now you are getting my realtor license renewed fun to work for you like the old days that said, let me know and come pick me up do find something fun lega...

Can I get approved for a mortgage with job security problems?

My family is building our first home in Austin and we want to know if we get pre-approved on a loan but end up changing jobs would we encounter problems with closing? My current job is experiencing prob...

Problems with 2nd mortgage

Hi, I have a brand new second home mortgage of around $500k. I planned on occupying it for half the year since our company has decided to let us work from home every other month. With restrictions easin...

Best mortgage with 20% down payment

A first-time home buyer here and I am excited to go house hunting. There is a new real estate development in our neighborhood and I would love to buy a new home there. With so many mortgage options out ...

my house is zoned commercial can i get a cash out loan

Is 10% enough for a down payment??

My wife and I are empty nesters and we would love to buy a new studio apartment for ourselves. We want to know if a 10% down is enough to get approved for a loan. We are not in a hurry and we can save u...

Loan Application with no Credit Score

I live in Arizona and I’m planning to buy my first home. The problem is I don’t have a credit score. My agent told me not to worry because we can perform manual underwriting instead. Is this true fo...