refinance into 15 year fixed or pay off early?

i'm in a 30 year fixed mortgage at 5.35% should i refinance to a 15 year mortgage or just put money into paying off my 30 year mortgage early?

7/1 ARM Conforming Loan - is it a good deal

I am attempting to refinance my mortgage. Original loan was $134,000 balance is $107,000 (30 year fixed 5.5 interest rate) and I have 23 years left on the loan from Chase. I also have been making an ext...

debt to income ratio for home equity loan

Hi I was looking up debt to income ratios because I want to get a home equity loan. what debt to income ratio do I need to have to take out this loan? I am in Kentucky.

Do you think mortgage rates will stay low or get lower? refinance question

I'm sure this is the question that everyone is asking, but I've heard mortgage rates are lower again and I want to know what anyone thinks. I have been putting off my refinance to wait and see. do you ...

what do you have to do to get an FHA mortgage?

what do i have to do to get an FHA mortgage? i heard you have to have low income and i think i do but how would i find out? thanks

Can I get no PMI with 10% down, or should I wait and save more to put do...

Should I put down 10% on buying a home or just wait and try to save 20% for the down payment? We need to buy a house soon and we have enough to make realistically a 10% down payment. Is there any way ...

Should I refinance or pay more towards original principal?

Should I refinance or pay more towards loan???Our current rate is 5.375 on a 30 year note. we owe 280,000. Our monthly payment on at is 1679. (We have been paying 1800/month). We have an opportunity to ...

Lost job mid-refinance... What do I do now?

I lost my job in the middle of having my house refinanced and my refinace was cancelled by the new company. The caveat is that the loan amount has been paid out to the old mortgage company...So I'm not ...

can I get financed? 50% ltv?

alexanderJanuary 14, 2011 at 7:35amSingle retired woman,56,Want to purchase a foreclosure(approx $75000) in Florida. My fico is a combined 639,income is from 5 land contracts that I carry, income 1200, ...

FHA Condo Loans

I was recently approved for an FHA loan on a home. The mortgage broker told me that the down payment was going to be 3.5% min. I decided to expand my home search to condos (can buy in better location th...

Lower lender fees vs. lower interest rate

I am getting a lot of different rates from lenders and am not sure how to view them. Those with lower interest rates have higher lender fees (by about $1000...6.25% vs. 6.37%). Is it better to go with...

I have the oppurtunit to buy a house with 3% down with no PMI.

I can also afford to put 20% down. I can afford the monthly payments what would be the best way to go?

Front-End Ratio

Will lenders these day allow for front-end ratio to be more than 28%? I need my front-end ratio be be 34%. My back-end ratio is find because I have no debt right now. For the house range I am looking...

I am a USA permanent resident. I am moving to work in Dubai (UAE) for a ...

How are high-priced homes financed?

Just something I've been curious about...When someone finances a really expensive house, lets say 2M, how is that usually done? Is it like cheaper houses where it is most common to have 20% down or do l...