NEW FHA Requirments?
I read an article today that the FHA was going to be tightening up the requirements for their loan programs. I have been in negotiation with a lender about my loan, will I still have to adhere to the ne...
Must we all qualify for the refinance?
I am on a mortgage with another individual, we purchased a home 2 years ago. His credit is fine but mine is not as good. I am trying to get out of the mortgage, so is the rate he receives based on my cr...
Home as A Gift
I currently own but do not live in a home that has been apart of my family for 4 generations.I want to sell the property to my daughter for 30,000 dollars less than the value. Am I allowed to do this? W...
FHA Loan that also includes repairs?
My father is wants to sell me his home for the cost remaining on his mortgage, 95,000. The Value is around 225,000. Would I be able to take out an FHA loan for around 140,000 so that I could make some r...
Need a mortgage, 260,000, 680 FICO, Arizona
I am need of a mortgage with the best rate. The loan is for $260,000 and my FICO is around 680. The property is located in Phoenix
I have been offered 30 year fixed at 4 3/8. amt of mortgage is 400,000 a...
should I ask for 4 1/8 or is that too low?
650 fico 250000 what to expect?
I have a 650 fico and looking for a loan for 250000. Would this qualify for FHA home loan? What kind down payment can I expect
I've been offered a 4.3% 30 year with no points. Can any of you meet or...
I'm looking for rate and closing costs. Credit scores are over 700, house appraised this year at $325,000, I owe $140,000, I want $250,000 to pay everything off.
Any advice is appreciated
I am in a bind right now. I need to get caught up on a few bills. I am thinking about considering taking out a "Equity Loan". I wondering if I am making the right decision. I know there is "Equity Line ...
Which Scenario is harder to obtain a mortgage?
Is it harder to get a loan for a condo or a single family residence?
I'm looking to re-fi my 30 yr (23 left)/ 5.6% fixed loan to a 15 yr. fix...
Current Balance: $93,000 (original loan was $110,500, 30yr fixed, 5.6%)Current Payment: $634 (P&I only) plus $50 principle paydown per monthCurrent Value: $120,000 - $125,000 (can put down additional ca...
Ex Girlfriends!
My ex girlfriend and I purchased a condo together, we have been split up for over a year and she is now married. Her name still appears on the mortgage though she has made zero payments this year and wi...
Loan Modification
I received an application for the FHA Affordable Loan Modification Program. Normally, how long does it take to get approved? I don't know much about the program, but if my loan is modified to a lower mo...
FHA Streamline Refinance
I have a FHA loan, but I am interested in the FHA Streamline Refinance Program. Is there a certain credit I need in order to qualify? I think I meet the other requirements. I concerned because my credit...
I have a 30 year FHA loan for 185000 at 5.5%.
I have made regular on time payments for just over a year now at about 1150 a month. Is now a good time to refinance? is it too soon? what should I consider?
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