Any advice for VA loan?

I have relocated to Seattle from Texas for work. I have been employed in my field for over 15 years. My house in TX has not sold.I am a veteran with a service connected diisability. I have my COEI am ...

Credit Score: 765, Debt-to-Income: 35% --> worth lowering by 3%?

With a Credit Score of 765 (came from Experian) and a Debt-to-Income ratio of 35% (came from TransUnion), I'm wondering if it's worth paying off the credit cards ($6,000) before trying to get a home loa...

My dad is 60 years old, he wants to retire in 2 years at age 62. He boug...

Reserves vs. credit scores for jumbo mortgage

A question for the experts out there: when applying for a jumbo mortgage, does having lots of reserves compensate for a mediocre credit score? My credit score is in the 760s, but my fiancee's score is ...

95% conventional loan with mid FICO 674

Loan question: Refinance existing property or get a loan on subject prop...

Hi,I own my residence outright and am interested in buying a second home. Would it be better to refinance my primary residence and use the money to purchase the second home. ( is this easier to obtain?...

Hi I am looking to purchase my first 5+ unit property - the price would ...

Reverse Mortgage or Refi?

Hello, I am developing my retirement plan (too bad it is still years away), and I thought I would ask people's opinion on reverse mortgages vs refinancing and pulling out cash. Surprisingly, I haven't...

I am a FHA borrower (1st time homebuyer), but lost my job.What are my op...

I am a 1st time homebuyer. A year ago a bought a house through a FHA loan. Four months ago, I lost my job (still unemployed). What are my options (returning the house to the lender, selling the house, e...

first time home buyer, is a broker easier than dealing with a lender?

i have a good credit score, like over 650. but i'm really new to the whole home and real estate thing. why is a broker better than just talking to a lender? what will they do for me?

588 FICO, which FHA??

Hello all.. with my current credit situation, i can only be approved for an FHA loan, however i am able to provide 20% down on the property i wish to purchase. obviously, id like to go conventional to a...

Bank has offered without solicitation to modify my homeloan which is no...

Will a gap in employment affect a loan application?

I am thankfully back to work this year after being out of work for a year (2009). During the year I was out of work, I still made 50% of my compensation due to commissions that were paid out that year....

Have a high DTI, but am looking to purchase a second home while renting ...

My middle credit score is 644, while my husband's middle score is 674. Our loan for the home we currently live in is an FHA loan, so we could not get another FHA loan for the new house that we currentl...

NO SSN