I have a question about fees?
It appeared to be unreasonably high but I wanted to check.....On Good faith estimate the loan originator stated the following figures to be charged by him/his bank (in addition to credit report fee): 1....
Is refinance a must to convert my primary residence into an investment p...
I am buying another home and making it my primary residence. I am planning to rent out my current primary residence, on which I have mortgage, thereby making it an investment property. Does that invalid...
Can I get a mortgage loan with only one year's W-2's?
I only have one year's W-2's. However, I have a cosinger, my father-in-law, who has an 800 credit score. I have a credit score around 700, and I also have a good debt to income ratio (the only debt I ...
sisterdadalia@yahoo.com
I recently did a Deed in lieud of forclousere, and my credit score is under 600 Can I apply for FHA loan?
When buying a condo, does the monthly maintenance fee count towards the ...
Assuming you have a good credit score--which I do, 698--I have heard that when getting approved for a mortgage, your mortgage payment must be around 30% of your gross income. If you were to purchase a c...
Do we have to finance as "secondary residence"?
We are applying for a loan to purchase a house that we will move into right after settlement and will live in exclusively for a long long time. Problem: we have a condo we just refinanced (with absolut...
ARM Loan Scenarios...
We're finding it difficult to find a single family home in our desired Chicago, IL neighborhood that falls into a comfortable price range, so we're considering financing a condo that we love, but which ...
Is the down payment included in the GFE closing costs estimate? Or is it...
Is the down payment included in the GFE closing costs estimate? Or is it in addition to??? My closing costs, per my GFE are about 7.5K. My down payment is 4.5k. I just want to know about how much I nee...
How can I get approved for a home loan?
We are have been turned down before for an FHA loan, so I was wondering what kind of loan we could get. I have a 120,000 student private loan. I make about 50,000 a year. So my debt to income ratio is n...
Can we get a mortgage?
We recently had a forclosure. We bought a home when we were both 20 that we could not afford. We tried to make it work for 6 years but in the process killed our credit and had to let the home get forc...
USA Citizen Living Overseas & Earning Foreign Income - Can I quality for...
-> I'm a USA Citizen, with a US Passport and California Driver's License-> I live & work in Australia (Australian resident)-> I earn my income in Australian dollars, from an Australian company (Permanen...
can i get a home equity loan in bankruptcy
i have a chapter seven bankruptcy. My home is worth more than the amount of equaty I can keep. The coart says I can keep my home if I geve them the difference 15,000. How do I get a loan?
Refinancing VS. More to Principal
Loan Balance:450,000Current rate: 5%, 30 year @$ 2,486 montly payment.If I refinance the New rate would be: 3.75%, 15 year fixed with $2800 closing cost apprx= $800 more dollas on new montly payment.Is ...
Commerical Mortgage Question
We (company) have the ability to buy an Multi Family House in commercial mixed zone. House is vacant so we can use also for office, house is believed to our headquarter in Ohio.Is it possible to refinan...
No central heat or air. Can buyers get a conventional mortgage?
my home doesn't have central heat or air. We have a gas heater in the dining room, electric space heaters in the far bedrooms and window AC. Can buyers get a conventional mortgage as long as the home ...
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