I would like to purchase a condo in Florda, but I only have 1yr work his...

I can put 20% down but I only have one years worth of work history. My husband worked up until 2008 and got laid off. I finally got a job in 2010 been working for a year. We saved and would like to b...

My fiance and I would like to buy a house and looking for best option!

I'm wanting to buy a house here in Florida. My fiance and I relocated to the area 5 month ago, I didn't work for last yr but he has work for the union carpenter for 19 yrs but took a layoff to do the mo...

I have heard govt will stop buying mortgage related bonds by end of June...

Cash vs Mortgage?

I'm relocating due to work and trying to decide if it's better to pay cash or get a mortgage? I just don't know if I would have enough interest and other deductions to overcome the standard deduction o...

the best lender in dc area

i got approved for town home, my offer accepted by the bank.I'm looking for good lender in dc area. this first time to buy home , my credit score excellent over 750.a_hallah@yahoo.com

my credit score is 507 what are my chances of getting a home loan?

Any advice for VA loan?

I have relocated to Seattle from Texas for work. I have been employed in my field for over 15 years. My house in TX has not sold.I am a veteran with a service connected diisability. I have my COEI am ...

Credit Score: 765, Debt-to-Income: 35% --> worth lowering by 3%?

With a Credit Score of 765 (came from Experian) and a Debt-to-Income ratio of 35% (came from TransUnion), I'm wondering if it's worth paying off the credit cards ($6,000) before trying to get a home loa...

My dad is 60 years old, he wants to retire in 2 years at age 62. He boug...

Reserves vs. credit scores for jumbo mortgage

A question for the experts out there: when applying for a jumbo mortgage, does having lots of reserves compensate for a mediocre credit score? My credit score is in the 760s, but my fiancee's score is ...

95% conventional loan with mid FICO 674

Loan question: Refinance existing property or get a loan on subject prop...

Hi,I own my residence outright and am interested in buying a second home. Would it be better to refinance my primary residence and use the money to purchase the second home. ( is this easier to obtain?...

Hi I am looking to purchase my first 5+ unit property - the price would ...

Reverse Mortgage or Refi?

Hello, I am developing my retirement plan (too bad it is still years away), and I thought I would ask people's opinion on reverse mortgages vs refinancing and pulling out cash. Surprisingly, I haven't...

I am a FHA borrower (1st time homebuyer), but lost my job.What are my op...

I am a 1st time homebuyer. A year ago a bought a house through a FHA loan. Four months ago, I lost my job (still unemployed). What are my options (returning the house to the lender, selling the house, e...