Best Loan for $90k Income

My income is at 90k a year but I’ve been with the company only for 6 months since I lost my previous work due to the pandemic. I’ve had 4 employers in the past 10 years with the same title and a lit...

Loan With Low Closing Costs

We are building our new home and we are set to close this November. This is my first time to look for mortgages and I want to make sure I pick the best one. I need a loan with the lowest payment possibl...

looking at some fix and flip or fix and fill business properties buildin...

what can you do with commercial properties

Mortgage With Little to No Money Down

I just moved to California and I am looking into purchasing my first apartment unit. It will be for a primary residence but I plan to transition it into a rental property. Can I get a loan with little t...

Loan Without Proof of Income

I want to apply for a mortgage but I don’t have any proof of income or address, is there a chance I qualify?

First Home Purchase Mortgage Qualifications

My wife and I plan to buy our first home which costs $500,000 and we plan to put a $100,000 down payment. Our income is a little over $150,000. Do we qualify for a mortgage? What are our options?

Reverse Mortgage Qualifications

I just turned 62 last year and I’ve been seeing ads on TV about reverse mortgages. I need extra cash to fund my grandson's college tuition and I want to know if I qualify for a reverse mortgage.

Need advice

I bought a $500,000 home with an interest rate of 3%. My family and I love the home and we plan to stay here for a very long time. My business is doing well and I have extra money to invest. My lender o...

Good time to refi or wait it out?

With mortgage rates at an all time low, I’ve been thinking about refinancing. I have a good credit score (low 800s) and we plan to stay in our current home for another 3 to 5 years. Is it a good time ...

Va loan

My husband was fully employed for many years at different employers and then was laid off during covid and he collected unemployment compensation for 6 months before going back to the same line of work ...

Lender change by lender before closing

The lender who initially approved me for a loan sold it to another lender. The escrow had not closed, and my agent was only made aware of it yesterday. How can the lender do that?

My husband and I plan to buy a new home but we lack the funds for a 20% ...

I’ve heard about low down payment mortgages and down payment assistance programs, I want to know if I qualify for such programs? What are the down payment requirements?

I’m buying my first home and confused about buying points.

It almost sounds like a scam. Exactly what are points?

I’ve been working on raising my credit for about a year. It’s curren...

Does it make a difference? What type of loan would be best?