Should we refinance soon?
My husband and I are both in our 40's and have excellent credit. I 2002 we purchased new single family home for $230,000 at 6.25% for 30 year fixed.We currently owe $180,000. We also have a 7% 15 yr ho...
How long will the rates remain low?
We want to take advantage of these rates, but I don't think we have enough equity in the house to refinance. We both have excellent credit but not much equity in the house. How long will the ratres re...
What is the chance to refinance just a 2nd mortgage if you have less tha...
Currently we have a 2nd mortgage with 11.63% interest rate, we never been late on this mortage in fact they automatically take the payments bi-weekly. We have low credit scores due to credit card debt....
Divorce and FHA Home Loan
My girlfriend and I are trying to buy a house together. Now here's the deal, she's married but has been separated for 20 years. Her and her ex husband share nothing, no kids, no current mortgages nothi...
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we have paid on a 2-bdrm house for the past two years which my aunt was letting us stay in. now we want to finance it in our name, but how does this happen? how does the ownership transfer? does my au...
Is this true?
I'm a first time home buyer and want to apply for an FHA loan . I have heard that credit score is not given much importance while a borrower applies for a short sale, is this true. Are there still regul...
Can I qualify for an FHA ?
I want to invest some money into purchasing a home out of state. II'm new to home buying but i have an acquaintance who knows people in the business they have led me to believe that i actually can get...
Looking to buy my first home
I'm looking for a loan $200,000 - 250,000 to purchase my first house but I'm afraid my credit isn't good enough... I have a 650 credit score. I have about 15% toward a down payment and I currently make...
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I own a house together with my parents, as they are getting older we want to make sure that my other siblings will not be able to make a claim on ownership of the home can you please let me know the be...
No credit check on a streamline refi?
I have an existing FHA loan i would like to take advantage of the low rates today. Can we streamline refinance our loan with no appraisal, no credit check, and no proof of income because we have never b...
Discharge Vs. Dismissal
How does bankruptcy dismissal affect credit and score compared to discharge?
How much time and cost will this take?
The title of my house has been transferred to my living trust. I am thinking about refinancing, but the bank will not refinance unless I re-title my house in my own name r How much time and cost is invo...
Interest Rate
Is it possible to change you interest rate after you have locked it? I haven't signed anything yet..does anyone know??
Do you refinance manufacture mobile homes? yr 1995.
i need to refinance my mobile home. I bought it July 1995. 28x60 3 bedroom. 2 bath , fireplace. i owe 35,000 on it. at 11% .. Can you help me?
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