Broker Or Direct To The Bank?
I just recently moved to San Fransisco. I am currently renting an apartment but would like to purchase a home. I do not know if I should use a broker/lender or if I should go strait to the bank. What ar...
Getting a Name off a loan without a refinance
I purchased a home with my wife several years ago I am now getting a divorce and my wife wants her name off the loan. We are upside down on the house currently and the interest rate is high and I can ...
Is this a good deal? can anyone out there do better?
780 fico Quote from Fri 5/1430yr FHA, 200k loan4.75% (0.75 pts+0.125pt for 60 day lock=0.875 total pts) . Fees: $1750 (points) + $1050 (origination)
Looking to refinance
Could someone explain how points factor in when refinancing?
125% CLTV, are they around?
I have a 30 yr fixed mortgage at 5.625%.I would like to do some home improvements and pay of some debt. I have heard about the 125% equity loans. Are these available to current home owners or only new ...
So whats my next step? how do I get started?
I just graduated from college with a 640 credit score and will be looking to mortgage a new home soon (250k). My student loan will be paid off within 6 months. What is the next step toward getting a mor...
When refinancing in NY who pays the mortgage tax?
I was told hat when refinancing I would not need to pay the mortgage tax as long as I refinance the balance of the previous mortgage and take nothing else out. Is this true?
Selling My Home, Too late To refinance?
We are looking to downsize but are not forced to sell. We are not going to take a low offer so I can foresee the house being on the market for a while. Can we refinance in the mean time?We currently hav...
I want to refinance
Hey, I'm currently have a 30yr FHA loan at 6.0% rate. The balance is about $230,000, and the estimated value of my house is about $200,000.I was trying to streamline refinance it into a 15yr loan, but t...
First Time Home Buyers Tax Credit
So I am looking to purchase a home in the next few months, I was unable to get it done before the tax credit deadline. Are there any plans for a new version of the tax credit to be rolled out this year?
For how long will a foreclosure affect my credit?
A home was foreclosed on me in 2004. How long do I need to wait until my credit will rebound? I am looking to purchase a new home again but want to be able to lock in the lowest rate possible.
DO YOU NEED A LOAN?
Good morning my dear brothers and sisters in Christ, I am Mr Woodson Heather, a reputable, legitimate and accredited money lender. I loan money to Christians and trust worthy people in need of financial...
Good morning my dear brothers and sisters in Christ, I am Mr Woodson Hea...
Good morning my dear brothers and sisters in Christ, I am Mr Woodson Heather, a reputable, legitimate and accredited money lender. I loan money to Christians and trust worthy people in need of financial...
Unmarried Couple. Can we apply for a loan together?
Is there a process for unmarried partners to qualify for a mortgage? We want to get into a new home within the year, we both have great credit scores and steady jobs. Who can we talk to?
Jumbo Loan for First mortgage a good idea/available?
As of now i am renting, We want to buy a home in the next few years. The problem is that even with the economic downturn, we really can't get a nice place in the Silicon Valle for less than about $800-9...
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