First Time Home Buyer

I am ready to buy my first home previously I had co-signed a home loan for a relative. However, I do not claim the property (that I previously co-signed for) on my taxes, nor do I make any payments towa...

How to Get an FHA home loan?

my home has a home equity mortgage on it with chase bank, the interest rate is adjustableI'd like to get a lower rate and lower my payments because the payment how can i get FHA loan so thati can afford...

Assumption Or Refinance?

My mother and I are joint tenants on a condo, her name is on the mortgage but she has recently passed away. Is it best for me to to process an assumption of the loan or do a refinance? We both have exce...

Prime Interest Rate?

We bought a house with a 20 year mortgage. We have been paying if off for 11 years, each year the interest rate changes based on the "prime" Currently we are paying the a rather high rate, should we loo...

FHA Loan with a low credit score?

I am a first time home buyer in CA. The house I am looking at is listed at $150,000.00. I want to get an FHA loan but I have a credit score around 600-620. Can anyone help me with who to talk to or wher...

Self Employment Loan Options Could Really Use Some advice

I am a minister. I get a regular paycheck, work for a non-profit, but due to the IRS rules, I am qualified as self-employed under the new rules, the number they are looking for is adjusted gross ... tha...

Is it the right time to refinance?

We have a 78,000 loan at 6.5% interest, We pay 100$ extra each month. The House is worth 86,000Planning on living here for another 5 years. should we refi?

Washington Mortgage Law?

I am married and live in the state of Washington do do both of us need to be on the loan? I ask because I have great credit but my wife score is below average.

Upside Down!

I am upside down on my mortgage about 200k. I don't know what to do and my loan is resetting next year. Help!

How do I prove this!?

My underwriter is asking me to prove that I am not in my husband's mortgage.I sent the quit claim deed which had been signed five years ago. I am trying to qualify on my name. Is it common ?

Term Length?

I have calculated that my wife and i can afford $1800.00/month on a mortgage, were are looking to pay off $140,000 mortgage over 10 years at 4.90% (5 year amortization). however our adviser told us to ...

I recently was appoved for a FHA loan to buy a property but the seller h...

Switching to an FHA home loan

I can afford to o put down 20 percent for a purchase but prefer an FHA home loan at 6%. I have a traditional pre-approval letter with 20% down because I know not many sellers like FHA'sIf I open escr...

Looking for a Commercial mortgage for 25 years fot under 6.5 % ?????

Refiance for propeery value of 1.1 mil in 2007 looking for loan for 690,000.

what is the difference

What is the difference in a Real Estate Mortgage and a Collateral Mortgage?