We have found a great condo that is priced below market. We already hav...

If we buy this condo, can we use the rental income as income to qualify for buying it? That would be great. please do let us know your opinon.

What can i do with a 602 credit score?

My credit score is 602 I have no debt and am thinking about buying my first home. I am currently employed at roughly 6K a month. and have been saving for a while. how bad is my credit score?

How long do I have after escrow opens to apply for a loan.

I am going to be a first time home buyer. How long after escrow opens can I apply for my loan. I am out of my town the whole first week after it opens due to business. All parties have agreed to a fort...

Which Credit Score?

What is the procedure for obtaining what the three credit agencies scores are on me? Experian lists me at e 755, I believe the other two are lower- what score will the banks use? the lowest? or average?

Mortgage Options in a high cost county

I am looking to borrow more than the conventional mortgage cap, Id would also like to avoid the rates of a jumbo loan. It seems that super conforming loans might be a good option. Can anyone give me an...

Lower Rates Available Online?

I am looking for a house in the 900,00 range in San Mateo. Both my and my spouses credit scores are around 800 . we have saved around 20 percent for a down payment and currently have monthly income of ...

The New HAFA Program

Does anyone have any information on the new HAFA Program? I see that it was just put into place but still don't understand what it means for me as a new home buyer. Thanks

15 Year Or 30 Year?

We are applying for a loan for 330K we have been given two options 15-yr 4.5% fixed interest rate or 30-yr 5.25% fixed interest rate. What is the better option? and why? what does this mean for my month...

Banking Paperwork

My husband and I are finalizing our home purchase, we are going to try and close in June. When we are ready to apply for a mortgage how many months of banking statements will we need to provide?

I file bankruptcy and would like to apply for a mortgage I am starting a...

What exactly is the qualificatgion process for a reverse mortgage?

Do my parents need to have income and good credit? Is it as tough to get reverse moretgages as normal loans?

Do Town Homes Require A Special FHA Loan?

I know that some condos do require a special approval for an fha loan. Does the same apply toward town homes?

I work as a "freelancer", can I still get a loan?

Long story short, I have saved enough for a 20 percent down payment and have a good credit score. About five months ago I have taken a new job in which I am considered a freelance worker, under 1099. Ca...

Student Loan Rehabbed, now what?

I've had to rehab a student loan that accidentally went into default when I changed my banking information; Honest mistake that has bitten me. It has just recently posted back into good standing after p...

Has govenment stopped buying mortgages already ? Was it supposed to be ...

If so, how come it is not in the news? Will it effect the rates badly?