If we have 20% equity in our home, can we still get a HELOC? if so, what...
We are in Orange County, CA
How long will the rates remain this low? My option ARM expires in a few...
When I refi, it will get higher than my current rate.
Senior Citizen purchasing a vacation home..
Hi everyone,Quick, general question for anyone who can help: my mother, who is 65 and living in Colorado is wanting to purchase a 2nd home (condo) in LA. She has near 800 credit score, zero debts (no ...
15-yr vs 30-yr
Suppose you are applying for a loan of 550K, you can choose either 15-yr 4.5% fixed interest rate or 30-yr 5.25% fixed interest rate. Which one would you choose? And why?
Need advice - trying to get pre-approved but am in a strange situation
So, my wife is a co-signer on her parent's house (don't ask me why) and we figured before we try to get pre-approved for OUR loan, she should take her name off the title to her parent's house. As a res...
I am making less money than when I bought my house. I want to know if t...
lower income, refi my house
I am making less money than when I bought my house. I want to know if t...
lower income, refi my house
Is it true that it is the law that I must get a Good Fatih Estimate from...
can I report him to governemt?
Income to debt ratio
I'm married and file income tax jointly with my wife. Question is if I'm trying to take out a mortgage by myself, when banks calculate loan amount based on income to debt ratio and credit score, do the...
FHA 5/1 ARM Question
My husband and I are trying to purchase a condo and are stuck on which financing option to go with. Wells Fargo, the condo's preferred lender, is offering an FHA 5/1 ARM. The seller has agreed to buy po...
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