do any lenders allow flexibility?

My husband and I would like to buy a house and rent out our townhome. We can put down 5% and both have over 750 credit scores. Our income is pretty high but we're worried we won't qualify because of our...

I'm not sure what our FICO score is, but can you do manual underwriting ...

is this safe?

I just ran across this site today while searching for some listings. My wife and I have been looking at houses for about the past 6-8 months. With the market coming down, we think it is almost time for ...

Can I find a better deal then this?

I am planning on purchasing a new home with 30 yr to 15 yr (fixed loan). The best deal I've found is around 4.5% with NO CLOSING COSTS.Anyone else run across a better rate with NO CLOSING costs?I've ch...

rent and buy a new home

My husband and I would like to buy a house and rent out our townhome. We can put down 5% and both have over 750 credit scores. Our income is pretty high but we're worried we won't qualify because of our...

I am looking for a conventional loan to refi my manufacture home can you...

I am looking to refi my 1991 manufacture home on 3.68 arces to lower my payment I was told I need a conventional loan can anyone help

I am looking for a conventional loan to refi my manufacture home can you...

I am looking to refi my 1991 manufacture home on 3.68 arces to lower my payment I was told I need a conventional loan can anyone help

Quick question from pa

My credit score is @770. I was able to get a fixed 30 year rate of 5% with a buy down. This is York, PA.Everyone I talk to tells me that this is a good rate for a first time buyer. I am trying to buy a ...

Tell us the best option please!

Hi all,I need some help/advice on possibly purchasing a new home. The homes in the neighborhood we would like to live in start at around $400k. We recently sold our house in MD, although I lost pretty m...

First time home purchase

Here is the deal...After being married to a "spender" for a decade, I cut my losses and ran. I had to declare bankruptcy in 1995, and discovered a good deal of "ghost debt" when i got divorced. I have s...

30 k to put down, selling a home can I get a new one that easily?

I'm selling my current home (at a profit) and plan to pay off one of two car loans i have of $11,000My only other loans are:Another car loan: balance of $15,000Home will be paid once sold. (this isnt a ...

FHA and Prepayment question

We have financed our loan as FHA and had some questions .We went with the builder's preffered lender due to the incentives given by them.On the Truth In Lending disclosure,I noticed that the lender has ...

VA Loan Help

Just got back from a deployment (Army national guard) 2 months ago. The military just stopped paying me but... I going to go full time student and army pays 1900 /mo (starts in 5 weeks) + Unemployment B...

mortgage broker question

Hey Lender411... I've been working with a mortgage broker and he's telling me i need roughly 12k in liquid assets to close on a house that I am trying to buy for 131k and property taxes of $1353 in NY. ...

Looking to get a new home by January

Hello, I am looking to buy a new home that is a bit less then what this home costs. I would like to buy the home by January 10. I just became unemployed but my husband will be paying the mortgage with ...