Help with my loans
Lender411,I would really appreciate your reply.This is my situation:-2 loans with 2 seperate lenders.-My income to death ratio is :approximately 60%-My house that I own is worth half of what I bout it f...
Help Me Get Into A HOUSE THIS YEAR!!!!
Dear Lender411.com,I am someone who works for themselves. In 2008, I filed for a tax return which showed that I only made around 6500 k after I deducted my expenses.Now You might say 6500!!!! Thats it !...
Is FHA The Best Option for Us?
Hey,My family and I are attempting to buy a 400 thousand dollar home in florida. Together my wife and I earn close to 200k and we can currently afford to put 8 percent down payment.At this moment, they ...
Are there any loans available out there for someone who is self-employed?
I'm self employed, but in the past, I worked part time. Up until a few weeks ago,I was a high school teacher but thanks to budget cuts, I got laid off (This turned out to be a positive thing because no...
Is it customary to ask seller of the home to help us with closing costs?
We need some help with the closing cost. We only have moeny for down payment and a colleague says we can ask the seller for help. Is that true?
Is heloc still being made as a loan? I dnon't hear much about it
If I want some equity out of my home, what are my options or do i have any? Any help is much appreciated.
3% down for FHA - what about closing costs?
I thought FHA allows only 3% down. That is what my realtor told me, however, when I talked to one the lenders on this site he told me that there are some closing costs which i need to prepare for also....
What kind of 5/1 rates are out there? Our loan is jumbo about 630K. Te...
I am in Orange, CA.
We have a small office in Santa Ana, 2700 SqFt
The rent is about $4K but the landlord is thinking of selling. I have been told that in this range of square footage it is a good idea to buy and make mortgage payments instead of paying rent. That wa...
final approval question
Me and my girlfriend have got pre-approved, found a home, done the inspection and appraisal. We are now waiting on final approval and still have about 1.5 months before closing date. When we first went ...
is refinance a good option for us?
140,000 first mortgage loan. 128,000 balance left at 5.75% rate. we also have a 48,000 interest only equity line. Home recently appraised for 278,000 ;Would like to consolidate the loans. Is it wise to...
What is an acceptable credit score for FHA purchase?
What is the minimun credit score that is acceptable. For a 30 yr fixed loan or an FHA.I am looking to get a loan early next year for about $165,000 to buy a duplex/condo in Naugatuck, CT. I am working o...
PLEASE HELP with calculating how much I can really afford
I'm trying to figure out how much a lender is going to suggest I can afford for my mortgage and I have a question: I understand that the current calculation is based on a payment of 31% of your total mo...
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