I never understood the benefits of a 15-year fixed mortgage. Are those ...
Can someone please help me on this
Looking for advice on a 2nd home purchase in FL
I am looking to purchase a home in Southern Florida as a second home or vacation home. I am trying to figure out how to attain a loan for the least money down, preferably 5%. Is this possible in this ma...
Am I able to get a loan?
Just got back from a deployment (Army national guard) 2 months ago. The military just stopped paying me but... I going to go full time student and army pays 1900 /mo (starts in 5 weeks) + Unemployment B...
will i quality for reverse mortage
will i quality for a reverse mortage
I have had a couple of mortgage lates in the last 12 months. How would ...
On the first occasion I was able to waive the late fee, but not on the second one.
Have the rates already hit their bottom? Did i miss out to refi?
I have a 5.25% ARM, I keep waiting for the rates to go back in the 4's and it is not happening? Should I wait to refi or should I cut my losses and refi now? Please be honest about your opinion.
I wonder if I qualify, credit score of 680-695
This is my first post and I am very excited to hear your thoughts. I am wondering if you think I might qualify for a FHA loan. Here is some info about me:Credit Score: Ranges from 680-695Income: 45,000C...
Should we continue making mortgage payments even though loan mod pending?
We have already signed and sent back in the loan mod paperwork sent from the firm handling our account, but my question is this do we continue to make our regular monthly payments on the loan until the ...
refinancing a condo - taking for ever - Any ideas why?
I am trying to refinance my condo which I have lived in for just over 3 years. I have excellent credit and have never missed a payment.I completed the paperwork months ago. But, I have two friends who h...
Non-Purchasing Spouse, Community Property State TX
I've submitted an application with the bank to purchase a home here in TX. The bank is asking for my husband's SS# but we purposefully excluded his name from the loan app b/c his scores are low & his de...
If I am moving in less than 5 years, should i go for 5/1 ARM? Seems to ...
Is it harder to qualify for ARM than fixed these days? or is it same? I will be moving before 5 years from here, but need a fixed payment until then.
Is it true that Obama has raised the LTV to 125% for refis?
I have heard that I can now refi up to 125% based on new Obama anti-foreclosure law. Is this correct?
What is the purpose of "co-signer" in a puchase loan?
We have been told we do not qualify for a home loan because of credit score. We have a cosigner (my brother in law) but have been told that a cosigner doesn't matter until you are already approved for l...
What is the deadline for the $8K Tax refund?
Do I have to move into my new house by Dec 31, 2009? Or is it by when the loan closes? Can someone please explain?
I am trying to qualify for a home loan (it will be our first). Should I...
What is the difference between regular & FHA? Is FHA a loan from the government?
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