Second mortgage charge off - What does it mean?

Our 2nd mortgage with beneficial was an original 15,000.00 loan. It has escalated to 32,000.00. They are going to charge off this month. My husband is disabled & 1 child disabled. The loan is only in hi...

Adding name to my deed?

I want to add my brothers name on to the deed of my home, in the case that anything should happen, he is in charge of my estate.

Do I qualify for FHA?

i have a fico of 665 can i get fha?

Home improvement?

I recently bought a foreclosed home free and clear and now I need to take some money out of it to make home improvements. I had a bankruptcy nearly 15 months ago, but I just checked my credit score and ...

Anyone knows about ways of loan modification?

I have gathered and do study on loan modification, as I come to know it's helping many people in solving their existing loan payment. I want to know more about it. Please share your thoughts about it.Th...

Using vehicle loan for FHA down payment / closing costs?

We are looking to purchase a new home, and wondered if it is okay to use proceeds from a vehicle loan (using vehicle as collateral) for a down payment and closing costs? I read online that as long as th...

Two part question...PMI and refinance

We bought our (1st) house in 2003. We had terrible credit then. We were able to take a loan out for $122k with a 7.37 interest rate for 30 yr fixed . And the PMI. I didn't think much of it then because ...

Which Loan Scenario is better - Large Down/Large Prepayment?

Assumptions: 400K home price, nominal 20% down, 30 year fixed Scenario 1: Down: 40% Interest Rate: 5.25% Loan Amount: 240K Scenario 2: Down 20% Interest Rate: 5.25% Loan Amount: 320K Prepay...

Got an NOD while in negotiation for a loan modification

We are in the process of loan modification with our lender and we are two months behind with our payments. We have submitted all the necessary documents and we're just waiting for the result. We receive...

My middle score is 580 - Can i still do it?

I am looking to buy a home valued at 265k. I make about 70k a year and have 5 percent to put down. My middle credit score is 575-580. It fluctuates. I am married but husband credit is terrible, no stabl...

Can someone shed some light on this 8K credit with Obama's deal for home...

Need some money for home improvement....

We recently bought a foreclosed home free and clear and now need to take some money out of it to make home improvements. I had a bankruptcy nearly 15 months ago, but I just checked my credit score and i...

Rates in the next 10-12 months

Our 7/1 ARM is currently at 5.25. However, it will be resetting in June 2010. I think I can qualify to refi, should I do now or wait it out for lower rates?

Can I buy a house with these scores: 590, 594 and 602.

My 3 credit scores are 590, 594 and 602. I made 71k last year and 63k the year before and have been on this job for 5 years now. My monthly bills(not including rent) are around 1200 but will be dropping...

Hello everyone... My wife and I have stellar credit, excellent salary a...

We owe about $600k and have a not-so-good or accurate appraisal for $680k (i.e. incorrectly listed carpet instead of hardwood among other things). We're in northern california so considered a "declining...