No/Low Doc Refi or HELOC Needed. House is paid off (No current loans) and would like to pull equity from it.

.. Just so you don't get distracted by all these offers.. Under the Financial Reform Act... there are no such thing as a "Stated Income" or No doc's loan... any conforming financing will require tax returns, w2's and or 1099's ... if you cannot prove your ability to pay with this type of documentation, you will need to use private money... even portfolio loans are insured, so they need to meet the same proof of income standards as conforming... depending on your needs, private (Hard) money loans are not always that bad... there are some lenders out there that have reasonable rates and fees considering the program.. Under private money loans, they too have to comply with Financial Reform Act, but there is no mortgage insurance, so for them, they can use their own rules for proving the ability to pay... I've seen some of these lenders only require 2 months bank statements showing enough deposits to support the new housing payment... The Scotsmanguide.com is a good source for this type of lending. They have a search tool to look for your loan scenario.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Please call me @ 214-727-9281 to discuss your optionsJeff DobbsGold Star Mortgage

First, I need to know what lender that you went thru.. IT MAKES a difference, also, check on your deed or note, to see if there is anything that the lender put in, a lot of lenders want a 6 month commitment at least. what was your purchase price?? that it what it will be valued at , since it is less than 4 months from purchased, and if anyone tries to tell you different, run, i have been a underwriter before, and a compliance officer for different lenders. You can contact me via the phone, 602-330-1598 or by my email which is yourloanpartnerforlife@live.com

to be considered a owner occupied property, you need to be in the house for 60 days, which that means closing after july, for the best rate, and the be best loan to value would be 80% of your purchase price, or appraised value, to avoid mortgage insurance .. how many properties do you currently have with mortgages?? I can go up to 10 properties with mortgages, and the rest we qualify with the taxes and insurance on each property, rolled into your debt..

i am currently doing cash out for 6 different properties that other loan officers didnt qualify correctly and could not get the loan done for these borrowers, and they had to take out cash out of their retirement or stocks to buy and the house ,and want to replenish their accounts, and to get the best pricing, they have to qualify, there are no no doc loans anymore... ..

i do work with private money investors.. a lot better than hard money 50% of value.. no questions asked , i need your address first..

email me your address at yourloanpartnerforlife@live.com you can also check my website at www.yourloanpartnerforlife.com you might have to copy and paste in your broswer, it will depend on your internet broswer connection