Non qm loan assistance help
is this the same as no-docs? credit score is low end. 532, dit 42/68. just graduated; post-grad phd program and intern. want to buy my 1st home soon, now that school is over and i'm settled in NY. salary is $167,000/year, 3 year contract. just started working in July in my field as a physics professor at T-concepts. thank you. by phd.shultz937 from Old Westbury, New York. Sep 4th 2019
Joe Metzler (JoeMetzler)
#17 ranked lender in Minnesota - 4,848 contributions
Non-QM (not a Qualified Mortgage) is sort of like the old sub-prime loans, but not really... True NO DOC really doesn't exist, but some alternative document loans, like using bank statement deposits as qualifying income do exist IF you are self employed. But based on the limited information here, I see multiple issues. Talk to a local mortgage broker who not only offers regular loans, but also Non-QM. I offer both all your standard loans, plus non-QM loans in MN, WI, and SD. Visiti me only at JoeMetzler.com. NMLS274132
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