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...and void?~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com 888-889-9950

There are lenders out there that will do EA-3 HARP refi's over 125%.. I have a couple here in AZ, but I don't lend in Georgia.. Your best bet is to click "Find a Lender" above, type in your zip code, and start calling brokers.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

HiI am licensed in Georgia. Did the lender tell you why the DU findings came back EA3? If it is for high DTI ratios for condos, then you may have an issue that won't be overcome. We do Fannie MAE HARP 2.0 guidelines in Georgia. Feel free to call on me if you like. www.StonegateMtg.com/PMcCarthy or 614-310-7520

need a little more information!! I am not mind reader!! lol!!!!

question for you, ga is hard to get harps done in, it depends on your bank, when did you last refi, and also, what type of income are you showing, self employed, W2, AND how much monthly payments are made each month for example , you make bring home $3,000 a month, but all you bills including your home total more than 2,000 , it will not work... and also ea111, are sometimes appear when the right appraisal amount is not correct if you want to email me privately , my email is yourloanpartnerforlife@live.com

Keep searching, there are lenders who will be able to help you. click "find a lender" and call down the list until you find someone who can help.