on USDA Loan can you add buyer closing costs to loan amount

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No.. USDA will finance 100% of the purchase price/appraised value, and they will allow you to finance the USDA guarantee fee of 2%, for a total of 102% LTV... But that's it.. Your closing costs must be paid for.. either by you, the seller, the RE agents, the lender or by a combination of the 4, but they cannot be financed.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Yes, you can finance all of the closing costs into the loan amount IF the home if the appraised value allows it. In other words, the appraisal will need to come in higher than the sales price to finance the costs in. We have a USDA grant program that will allow you to obtain a grant for all of the closing costs so you a zero cash to close. Victor Emmel, PrimeLending. Contact me at vemmel@primelending.com or 801-819-5901.

Victor is correct, in some cases you can add a limited amount of closing costs to the loan amount. I just did that for a borrower in No Carolina last month.

Correction, Victor AND Joseph... (reading too fast)