Possible to get only 80% financed and the seller finance the other 20%?

Yes, it is possible, but you won't find a traditional loan that will do that. Private money or Non-QM lenders would consider that, but the pricing is going to higher than what you could get with your own equity for a down payment. VA allows for 100% financing. FHA requires a minimum of 3.5% down and conventional loans require a minimum of 3% down for qualifying first time home buyers or 5% down (buyer's own or gifted funds). At present, Fannie Mae and Freddie Mac will not allow for a 100% CLTV loan to be purchased. ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ At NEXA, we've got you covered. We are licensed in all states except MA and NY and we are pending approval in VA, so give us a call. ~ www.ApplyYes.com 480-889-9000.

No, not in the standard traditional loan market (FHA, VA, Fannie Mae, Freddie Mac). That was something available in the 2000 - 2007 years, but I haven't seen it since. I lend in MN WI IA SD ND. Find me at JoeMetzler.com - NMLS 274132