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Proof of income for self employed

I’ve been having problems with paying my mortgage lately since my business has taken a hit due to the pandemic. My bank called and they told me they were willing to forgive my mortgage payments which are 3 months behind and lower my interest rate to help me out. The problem is they are asking for proof of income or pay stubs to qualify for their program. I am self-employed and I don’t have either. What are my options? Can bank statements do? by jsnover700 from Alexander City, Alabama. Nov 19th 2021 Reply


Joe Metzler (JoeMetzler)
#17 ranked lender in Minnesota - 4,848 contributions

Call the people bank and explain your situation... There are big differences between a loan modification, which is what this sounds like, and a completely new loan. I lend for properties in MN, WI, IA, ND, and SD. Find me at JoeMetzler.com - Cambria Mortgage, NMLS 274132

Nov 23rd 2021
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