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Question about credit scores

How can I determine the accuracy of my FICO score? My middle score is 679 with Equifax and I was informed that the cut off is 680. I have one credit card that is almost maxed out while all other revolving credits are paid off. How long does it take to gain a point? by dprice160 from Vallejo, California. Jan 3rd 2022 Reply


Bert Carpenter (BertCarpenter)
#37 ranked lender in Arizona - 2,431 contributions

Based on what you have written, we could probably get your score up in a day or two with very little effort. I'd be happy to help. Reach out to me. Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ Certified Mortgage Advisor and Certified by The National Association of Mortgage Professionals as a Certified Veterans Lending Specialist.Licensed in AZ, CA, GA, IL, MO, OR & WA... In fact, NEXA is licensed in all states except MA and NY so give us a call. ~ www.ApplyYes.com 480-889-9000 - OR - 480-695-9300

Jan 4th 2022
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