question about joint mortgage

Hi Jolene,If you are both on the mortgage your husband could not remove you from the mortgage unless he refinanced the mortgage into his name only. However you would of been made aware of this. California is a community property state so you have equal rights to the property if it was purchased during your marriage. If the property was already established in his name prior to your marriage than that may be a different story. I would call your lender and check the status with them directly. Best wishes, Sean

impossible to do so legally, illegally yes it could be done but it would fall under mortgage fraud

No, legally your husband will not be able to take your name off the mortgage without your knowledge. You must agree to it and sign off on it.

NO, that can not be knowingly done. The only way to take your name off a mortgage is to refinance into a new one.

If you are on the mortgage, that would mean you are on title. If he were to refinance your home and get a new loan, he would need EVERYONE on title to acknowledge the new loan against the property since you are a partial owner of it. If this has happened, without your knowledge then either a terrible mistake has been made by the Title Company (you'd likely have a valid claim against them) -or- mortgage fraud was committed. Talk to an Attorney - all of these documents are public record and it would be easy to trace what happened.