Can I switch lenders for refi without penalty?

You should be able to refinance with anyone you wish. One of our mortgage originators would be glad to help you and walk you through the process. Pat Staffa- Annie Mac Home Mortgage 347-245-4528

You have the right to choose any company you want as long as you meet their qualifications.

You can refinance with any lender. BCB Bank have 30 year rates under 4%. If you have any questions, please contact me:Jim Mazzola 732-501-4249

You can refinance with whomever you choose. Your old lender gets paid off at closing.

There is no requirement or penalties for refinancing with a another lender however if you have a pre-payment penalty on the loan you currently have then you may have some additional costs but that would be added to your payoff amount. If you do not have a pre-payment penalty feel free to call anyone. I can be reached at 800-485-1387 Ext. 116 or ballen@bankofengland1.com

You can use any lender you wish.. and realistically, your existing lender in most cases is the last lender you should call.. typically, since your already a customer, they usually don't offer the best rates, however they are the only one's that can offer you financing with the least amount of paperwork if they choose. The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

You can refinance with any lender of your choosing and your current lender has no say in the process. I would contact a local loan officer or two and have them give you their best refinance options. Best wishes, Sean