You go about it by contacting a local mortgage broker.. not the big bank on the corner.. Brokers have access to numerous different lenders ( i have 21) with each one offering a different lending program, including retained agency and portfolio loan products. The more lenders the more lending products and the greater likelihood your loan will get accepted. on the upper right of this page, you can select the "Community" tab.. then select "Find a Lender".. type in your zip code and you should get a list of local mortgage brokers in your area.. if you don't see enough choices, then try google.. type in "mortgage broker
You should speak to a local mortgage broker and they will lead you in the right direction. Joseph Afonso NMLS #208706 602-531-7040 jafonso@azhomerates.com with Primary Residential Mortgage NMLS #3094.
Call to discuss, I have several unique programs available for consumers with interesting and unique circumstancesPeter R 732-343-0340
I'm able to help clients within NJ and have access to portfolio programs. Th main thing is first figuring what it is you're looking to accomplish and what is your situation. From there we can determine the best path.
We are a bank and a broker in New Jersey. You may or may not necessarily NEED a portfolio lender. Email me and let's set up a time to discuss. scarroll@bondstreetloans.comwww.bondstreetloans.com
You may not necessarily NEED a portfolio lender. I can bank and/or broker in New Jersey and am familiar with Mendham. Email me and let's talk scarroll@bondstreetloans.comwww.bondstreetloans.com
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