Can we get a jumbo loan with less than 20% down if our credit and income is excellent?

Hi Sara, Yes you can and I would be happy to assist you. I can be reached at 530.672.0961. Thank you Bill

SaraYes you can - with only 5% down I can do your Jumbo loan and I will be happy to assist you.My web www.jumboloansaz.com 602.277.4545 anytime or 888-225-8849Sincerely - Virginia

Sarawww.califlends.com can do 5% Jumbo loans great rates and low low costs.Virginia for National Wholesale Mortgage

Yes.. there are lenders who will do a jumbo with 5% to 10% down.. but it really depends on the sale price.. Also, Santa Barbara County allows for conventional financing up to $625,500 and you would only need 5% down.. higher than that, then you will be subject to the lenders Loan to Value guidelines which will vary.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

There are different options for you depending on just how large a jumbo loan you seek. Most of my jumbo borrowers putting under 20% down choose a first/second combination to 90% combined loan to value. A 90%, even with a fairly large jumbo loan can be possible if sufficient reserves are put up as collateral.