Should I refi if I plan to move out of my home in 2 years? My current rate is 5.95%.

If you can save money on your monthly bills over the next two years. Absolutely.

Good morning, Libby....It really all depends on your motivation. If a monthly saving would behoove your situation at the present time, and monthly relief is what you seek today.....then I would say yes. But would you make back the cost within 2 years? That remains to be seen. What I would recommend is calling to get a free consultation so that you can discuss your situation, and make a more educated decision. I look forward to hearing from you. Please let me know if you have any questions at all, & I will be more than happy to answer them for you. Have a nice day.Thank you for choosing City First Mortgage Services, Nathan T. Kessler, Sr. Mortgage Loan Originator702.522.6745 Office / 702.683.3126 CellNMLS #377217

Absolutely.. rates 1.5% or more lower than your paying now.. Even lower if you go with a 5/1 ARM.. so there's potential to save even more.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

It depends on your reason for wanting to do a refinance.

Yes as long as you pay little or no fees.