hi Kelly, that would depend on your criteria. I am more then willing to help you at any time. Please call me or email beBrad Miller Branch Manager - NMLS# 205711AnnieMac Home Mortgage700 East Gate Drive, Suite 400Mount Laurel, NJ 08054Office: 866-312-6682 Ext:4283 | Direct:856-437-8023Mobile: 267-994-8504 | Fax: 844-493-5084BMiller@Annie-Mac.comhttps://bradmiller.annie-mac.com
MUCH more info required to answer your question.. in fact, so much info is required that it's incompetent for any loan officer to just through out a rate without looking at your complete loan profile.. and anyone that does is someone you should avoid.. Credit scores of all borrowers, loan amount, loan to value, property type, fixed or ARM, 15,20,30 years, etc.. I could go on and on, but I think you get it.. The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347
Ask our community a question.