for debt to income ratio, is the gross amount or net salary get counted? Is child support included as income?

Gross amount and CS is included if it is court ordered and it will continue for at least 3 years...

Gross income and Child support is used if it will continue 3 plus years and has been received reguarly for at least the previous 6 months

Good question! The gross amount is what we base off of from your income. As for the child support question, if you have proof that you have received the support for at least three months it can be included as income. We can also gross the amount up to 25%.

Gross amount. Child support if court ordered and as Ralph said will continue for at least 3 yrs.