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can a mortgage deny because of manfacturer home

I qualify for harp, but my mortgage company said because my home is manufactured they wont do it. Ive been with this mortgage com pany for over 10 years. my home is manufactured with a full basement. by Darlenejones24829 from Pontiac, Michigan. Sep 27th 2017 Reply


Keith Lewis (klewis@lewisfin.com)
#61 ranked lender in Michigan - 3 contributions

This is a loan that we should be able to write.Call Keith Lewis at 248-901-1700

Sep 27th 2017
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There options for manufactured home loans. Inlanta Mortgage offers a full product line and is available to do a review for you. You can call, text, email or start a conversation on our website: www.michiganhomeloansolutions.com

Sep 27th 2017
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William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions

There are no rules which force a lender to lend to you.. At the time they did your loan, they allowed MFH's.. but now they don't.. This is typical.. As far as finding another lender willing to do a HARP loan on a MFH.. yes.. they are out there.. but because MFH's are a more risky property type, expect to pay a slightly higher interest rate than what you see advertised. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893

Sep 27th 2017
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