I have a mobile home I own but not land can you still get a loan against it?

Yes, no, and maybe. Traditional loans like FHA, VA, USDA, Fannie Mae and Freddie Mac basically don't offer loans where you don't own the land (like in a park). You generally have to go with specialty mobile home lenders for this type of loan.

Possibly, but it wouldn't be classified as a mortgage.. For a mortgage, you need to own the land and the home must be architecturally attached to be considered "real property".. Try looking for mobile home lenders or ask your neighbors who they are financed with.. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893