i just graduated college, I have a 650 credit score, my student loans will be paid in full within 6 month. My price range is $300k. What is my next step? by lisa.bree597 from Las Vegas, Nevada. Aug 28th 2018
You need to speak with a loan officer so they fully understand your scenario and then we can take you down the right path for you. Your score is fine although getting it higher can get you a better deal. We can help with that. I assume you have an income source so the rest of qualifying comes down to income versus debt and what you have in assets. Feel free to call me anytime and I will talk you through it all. Brad 702-328-3043 NMLS 16484
you need to fill out an application get approved and start shoping. We do full underwriting submissions with the property as a TBD. Get approved before you shop. I could help you out and we have a loan specifically that deals with student loans www.michaeldiaz.us702.764.3511 mdiaz@goalterra.comNMLS 380048
Hi Liza, your next step it to speak with a loan expert. Please feel free to contact me any time. 925-698-1114
The first step when you feel you want to make the jump into home ownership is to complete a full application with an experienced, licensed, professional Loan Officer. They will review your situation, go over various options, purchase price points, down payment requirements, monthly payment comfort zones, etc. If needed, what you need to do to make it look better in the future. You don't get this at 1-800-Big-Bank, nor do you get it from any Quick in Lending places on the internet, or guys full of hype saying how fast or how great their rates are. Everyone closes loans in about the same time frame, and everyone's rates are great. For this sort of service in MN, WI, or SD, visit me personally at www.JoeMetzler.com
get pre approved ...it is easy ,,,free and can be done even if you don't plan to buy right away ....ask your friends / colleagues / family for lender referals ad get the process started
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